Important Update for Homeowners: New Guidelines for Homeowners Insurance

As a homeowner, it's crucial to stay informed about changes in the insurance landscape that can directly impact your coverage and financial well-being!

New Guidelines for Homeowners Insurance:

As of May 1st, homeowners insurance in our state has experienced some important changes that all homeowners need to be aware of. The most significant update pertains to the acceptance of roofs up to 20 years old. Citizens, our state's insurance carrier, is now the only provider accepting roofs up to 20 years old. This change opens up a challenge for homeowners with older roofs to secure insurance coverage more easily.

Revised Roof Longevity Requirements:

In addition to the change in roof age acceptance, there has been a revision in the requirements for roof longevity assessments. Previously, an inspector was required to state that a roof had at least 3-5 years of life remaining. However, the updated guidelines now stipulate that the inspector must certify that the roof has at least 5 years of life left. This change ensures that homeowners can have confidence in the durability and longevity of their roof when obtaining insurance coverage.

Hurricane-Proof Your Home with Grant Money:

To promote safety and resilience, the state is offering a program that provides grant money for roof upgrades and other home improvement updates aimed at making properties more hurricane-proof. This initiative presents an excellent opportunity for homeowners to enhance their homes' resistance to severe weather conditions and increase their property's value. For more information on this program and to explore the possibilities, you can visit www.mysafeflhome.com.



At the Jonesy Group, we understand that homeownership, buying, or selling a property can be a complex and sometimes overwhelming process. That's why we are here to help. Our team of experts is dedicated to providing you with the guidance and support you need to make informed decisions about your real estate journey. Whether you have questions about homeownership, insurance, or any other related topic, our priority is to assist you every step of the way. Feel free to contact us at 727-331-9515 for expert advice and personalized assistance.